Insurance

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2WD INSURANCE

FOR YOUR PROTECTION – VEHICLE LIABILITY

Personal injury is covered in most cases through Registration Third Party insurance. Britz strongly recommends that all people travelling in Australia take out personal travel insurance.
In the USA a liability is referred to as the “deductible”.
All vehicles are insured for the damage to the vehicle or to the property of a Third Party. The hirer is responsible for the first AU$7,500 (“the liability”) of the cost of damage to Third Party property or to the
rented vehicle, including single vehicle accident, windscreen and tyre damage, towing and recovery costs, theft, fire, break-in or vandalism with the exception of the ‘exclusions’. This also includes the cost of the daily rental for the period the vehicle is off fleet for accident repairs.
The liability is applicable regardless of who is at fault and must be paid at the time the accident report is completed, not at the completion of the rental. The liability will be refunded if Britz is successful in
recovering the cost of the damages from the Third Party. Please note that Third Party claims can take months to resolve.
The liability applies in respect of each claim, not rental.

Please see the ‘Exclusions’ section below, whereby all liability cover will be made void.

This AU$7,500 liability can be reduced, in most circumstances, by the purchase of Liability Reduction Option 1 or Liability Reduction Option 2 (note Liability Reduction Option 2 is included in the Bonus Pack).

Liability Reduction Option 1
Cost per day Liability reduced to AU$29 (max charge AU$1,450) AU$2,500

When Liability Reduction Option 1 has been purchased the hirer is responsible for the first AU$2,500 (“the
liability”) of the cost of damage to Third Party property or to the rented vehicle. This includes single
vehicle accident, windscreen and tyre damage, towing and recovery costs, theft, fire, break-in or
vandalism with the exception of the ‘exclusions’. This also includes the cost of the daily rental for the
period the vehicle is off fleet for accident repairs. The liability applies in respect of each claim, not rental.
Please see the ‘exclusions’ section below, whereby all liability cover will be made void.

Liability Reduction Option 2
Cost per day Liability reduced to AU$45 (max charge AU$2,250) NIL

When Liability Reduction Option 2 has been purchased, the hirer will have no Liability at all with the
exception of the ‘exclusions’.
Note: Liability Reduction Option 2 is included in the Britz Bonus Pack
Please see the ‘Exclusions’ section below, whereby all liability cover will be made void.

Tyre and Windscreen Damage Cover
Where a nil liability is present unlimited windscreen and tyres will be covered for accidental damage.

BRITZ STRONGLY RECOMMENDS OUR CUSTOMERS TAKE THE BONUS PACK FOR TRAVEL WITH PEACE OF
MIND.

EXCLUSIONS:
All liability cover will be made void if any of the following ‘Exclusions’ are breached:
1. Overhead and underbody damage to the vehicle - except where Liability Reduction Option 2 or the
Bonus Pack has been purchased (does not cover single vehicle roll over).
2. Damage caused to the vehicle because total load (kg) has exceeded recommended load as stated in
vehicle manual. Vehicles are not to be used for the purpose of transporting and haulage of goods
other than what might be reasonably expected of a leisure rental.
3. Any water related damage which includes, but is not limited to:
a) any vehicle submersion
b) creek or river crossing
c) driving through flooded areas
d) beach driving
4. Personal belongings. Britz recommends the hirer does not leave valuables in the vehicle and that they
have travel insurance to cover for the loss/damage of personal belongings.
5. Any damage caused by willful misconduct (e.g. sitting or standing on the bonnet or roof of the
vehicle).
6. A single vehicle roll over occurs.
7. Damage caused to the vehicle by snow chains.
8. Any damage caused while driving under the influence of alcohol or drugs.
9. The Customer will be liable for any costs associated with the incorrect use of fuel or the use of Bio-
Diesel which should not be used (fuel being diesel or petrol), or water or other contamination of
fuel.
10. The cost to retrieve or recover a vehicle, which may include, but is not limited to a vehicle that
has become bogged, submerged, caught, trapped, stuck or restricted in anyway and/or has been
abandoned.
11. The cost to replace keys, which have been lost or retrieval of keys, which have been locked in a
vehicle.
12. The vehicle rented may only be used to carry the maximum number of passengers as dictated by the
vehicle type. If more passengers are carried than what is allowed Britz does not accept any liability.
13. Drivers not identified on the rental agreement and/or drivers that have a licence that has been
cancelled or suspended and/or drivers who have a licence that is classified as a learners or
probationary licence.

4WD INSURANCE

FOR YOUR PROTECTION – VEHICLE LIABILITY
Personal injury is covered in most cases through Registration Third Party insurance. Britz strongly recommends that all people travelling in Australia take out personal travel insurance.
In the USA a liability is referred to as the “deductible”.
All vehicles are insured for the damage to the vehicle or to the property of a Third Party. The hirer is responsible for the first AU$7,500 (“the liability”) of the cost of damage to Third Party property or to the
rented vehicle, including single vehicle accident, windscreen and tyre damage, towing and recovery costs, theft, fire, break-in or vandalism with the exception of the ‘exclusions’. This also includes the cost of the daily rental for the period the vehicle is off fleet for accident repairs.
The liability is applicable regardless of who is at fault and must be paid at the time the accident report is completed, not at the completion of the rental. The liability will be refunded if Britz is successful in recovering the cost of the damages from the Third Party. Please note that Third Party claims can take months to resolve.
The liability applies in respect of each claim, not rental.

Please see the ‘Exclusions’ section below, whereby all liability cover will be made void.

This AU$7,500 liability can be reduced, in most circumstances, by the purchase of Liability Reduction Option1, Liability Reduction Option 2 or the 4WD Easy Cover Option.

Liability Reduction Option 1
Cost per day Liability reduced to AU$34 (max charge AU$1,700) AU$3,500*

When Liability Reduction Option 1 has been purchased the hirer is responsible for the first AU$3,500 (“the liability”) of the cost of damage to Third Party property or to the rented vehicle. This includes single
vehicle accident, windscreen and tyre damage, towing and recovery costs, theft, fire, break-in or vandalism with the exception of the ‘exclusions’. This also includes the cost of the daily rental for the
period the vehicle is off fleet for accident repairs. The liability applies in respect of each claim, not rental.
*Hirers who have not purchased the 4wd Easy Cover will be responsible for up to AU$7,500 for towing and vehicle recovery costs in the event that towing and vehicle recovery is required from a 4WD road where permission was provided from Britz in order to travel on the roads (refer to the road restrictions section for a list of these roads where permission is required before travel).

Please see the ‘exclusions’ section below, whereby all liability cover will be made void.

Liability Reduction Option 2
Cost per day Liability reduced to AU$52 (max charge AU$2,600) AU$500*

When Liability Reduction Option 2 has been purchased the hirer will be responsible for the first AU$500 (“the liability”) of the cost of damage to Third Party property or to the rented vehicle. This includes single vehicle accident, windscreen and tyre damage, towing and recovery costs, theft, fire, break-in or vandalism with the exception of the ‘exclusions’. This also includes the cost of the daily rental for the
period the vehicle is off fleet for accident repairs. The liability applies in respect of each claim, not rental.

Note: Liability Reduction Option 2 is included in the Britz Bonus Pack
*Hirers who have not purchased the 4wd Easy Cover will be responsible for up to AU$7,500 for towing and vehicle recovery costs in the event that towing and vehicle recovery is required from a 4WD road where permission was provided from Britz in order to travel on the roads (refer to the road restrictions section for a list of these roads where permission is required before travel).
Please see the ‘Exclusions’ section below, whereby all liability cover will be made void.

4WD Easy Cover Option (4WDEASY)
The 4WD Easy Cover Option is a one off fee of AU$250 per hire. The 4WD Easy Cover Option is only available when Liability Reduction Option 2 or the Bonus Pack has been purchased.
The 4WD Easy Cover Option extends the cover available with Liability Reduction 2 or the Bonus Pack to include a NIL liability, cover for accidental damage to the overhead and underbody sections of the 4WD vehicle (this does not include single vehicle roll-over), unlimited tyre and windscreen cover and towing and vehicle recovery costs from 4WD roads where permission from Britz is required to travel in advance (see road restrictions section for a list of these roads). Clients requiring vehicle towing and vehicle recovery from a road listed within this section will be responsible for up to AU$7,500 for towing and vehicle recovery in the event of not having this cover irrespective of the Liability Reduction Cover Option or Bonus Pack the customer may have.

Please see the ‘Exclusions’ section below, whereby all liability cover will be made void.

BRITZ STRONGLY RECOMMENDS OUR 4WD CUSTOMERS TAKE THE BONUS PACK WITH 4WD EASY COVER
FOR TRAVEL WITH PEACE OF MIND.

EXCLUSIONS:
All liability cover will be made void if any of the following ‘Exclusions’ are breached:
1. Overhead and underbody damage to the 4WD vehicle – except where 4wd Easy Cover has been
purchased (does not cover single vehicle roll over).
2. Towing and vehicle recovery costs incurred on a 4WD road where permission is required in advance
from Britz in order to travel (refer to road restrictions for a full list of these roads) where the
customer has not purchased 4WD Easy Cover.
3. Damage caused to the vehicle because total load (kg) has exceeded recommended load as stated in
vehicle manual. Vehicles are not to be used for the purpose of transporting and haulage of goods
other than what might be reasonably expected of a leisure rental.
4. Any water related damage which includes, but is not limited to:
a) any vehicle submersion
b) creek or river crossing
c) driving through flooded areas
d) beach driving
5. Personal belongings. Britz recommends the hirer does not leave valuables in the vehicle and that they
have travel insurance to cover for the loss/damage of personal belongings.
6. Any damage caused by willful misconduct (e.g. sitting or standing on the bonnet or roof of the
vehicle).
7. A single vehicle roll over occurs.
8. Damage caused to the vehicle by snow chains.
9. Any damage caused while driving under the influence of alcohol or drugs.
10. The Customer will be liable for any costs associated with the incorrect use of fuel or the use of Bio-
Diesel which should not be used (fuel being diesel or petrol), or water or other contamination of
fuel.
11. The cost to retrieve or recover a vehicle, which may include, but is not limited to a vehicle that
has become bogged, submerged, caught, trapped, stuck or restricted in anyway and/or has been
abandoned.
12. The cost to replace keys, which have been lost or retrieval of keys, which have been locked in a
vehicle.
13. The vehicle rented may only be used to carry the maximum number of passengers as dictated by the
vehicle type. If more passengers are carried than what is allowed Britz does not accept any liability.
14. Drivers not identified on the rental agreement and/or drivers that have a licence that has been
cancelled or suspended and/or drivers who have a licence that is classified as a learners or
probationary licence.

 

 


      

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