Insurance
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FRASERWAY maintains liability coverage on all its rental vehicles to a maximum of CAD 5,000,000.00 for any
bodily injury and property damage liability claims arising from the operation or use of its rental vehicles,
provided all safety instructions as recommended by FRASERWAY have been followed. Premiums for this basic
public liability coverage are included in all rental rates, which also include premiums for collision insurance and
comprehensive insurance with a deductible of CAD $7,500.00 per occurrence. All coverage and waivers are
subject to the express terms of this rental contract and of the applicable motor vehicle insurance contract. All
insurance coverage is null and void if the terms of the rental agreement are breached.
CDR – COLLISION DEDUCTIBLE REDUCER
A collision damage reducer is available for CAD $25.00 per day to a maximum of CAD $750.00 per rental and
provides the following benefits:
- CDR coverage reduces the renter’s responsibility for collision damages from CAD $7,500.00 to CAD $500.00
per occurrence;
- CDR coverage will guarantee the renter a replacement vehicle when the renter’s vehicle becomes undrivable
due to damage, even if the renter is at fault. The replacement vehicle will be delivered to a location agreed
upon by FRASERWAY and the renter and will be dispatched within 24 hours from the time the renter notifies
FRASERWAY that the renter’s vehicle has become undrivable. Delivery will be limited to a province/state,
which borders on the province in which the renter took delivery of the renter’s vehicle. FRASERWAY will not
deliver MH24-S and MH29-S Motorhomes to the Yukon, Northwest Territories and Alaska. Any expenses for
accommodation, food etc. are the renter’s responsibility, if damage is the renter’s fault;
- Damages and deductibles are subject to applicable taxes;
- In case the CDR Insurance is not purchased, Fraserway reserves the right to block the full amount of the
deductible on the customer’s credit card.
RENTER’S RESPONSIBILITY
| Description |
Without CDR |
With CDR |
| Motor vehicle accident / Collision |
Up to $7,500 |
Up to $500 |
| Hit and Run / Vandalism |
Up to $7,500 |
Up to $500 |
| Damage due to break ins |
Up to $7,500 |
Up to $500 |
| Tire damages |
Up to $7,500 |
Up to $500 |
| Windshield damage * |
Up to $7,500 |
Up to $500 |
| General glass damage |
Up to $7,500 |
Up to $500 |
| Impact with an animal |
Up to $7,500 |
Up to $500 |
| Damages caused by back-up manoeuvres |
Up to $7,500 |
Up to $500 |
| Damages caused as a result of a natural disaster (hail, floods, storms) |
Up to $7,500 |
Up to $500 |
| Damages to the interior of the vehicle |
Up to $7,500 |
Up to $500 |
| Wilful damage ** |
Coverage Void |
Damages caused as a result of people using the vehicle without
permission (not registered on the rental agreement) |
Coverage Void |
| Failure to maintain proper fluid levels |
Coverage Void |
| Damages caused by using the wrong fuel |
Coverage Void |
| Failure to maintain proper tire pressure |
Coverage Void |
| Damage due to misuse of the brakes (overheating) |
Coverage Void |
| Damage due to violation of restricted travel areas (see below) |
Coverage Void |
| Roof damages caused by ignoring height restrictions |
Coverage Void |
| Driving under the influence of alcohol, drugs and/or other substances |
Coverage Void |
| Replacement cost for lost keys or keys locked inside the vehicle |
Not Insured |
| Theft or damage of personal property |
Not Insured |
| Personal injuries |
Not Insured |
* $0.00 deductible if WDW insurance is purchased.
** Result of vehicle malfunction consequent of deliberate and/or wilful damage caused by an
undetermined person or persons, and in accordance with the Rental Agreement signed by the renter.
Travel Restriction:
- Travel into Mexico is prohibited;
- Travel in Death Valley, California, is prohibited between June 1 and August 31;
- Non-public roads and off-road driving is prohibited at all times;
- Fraserway does not allow the vehicle to be left unattended by renter in the city of Montreal, Quebec, Ottawa
and New York. Failure to do so will void the insurance coverage and make the renter liable in case of theft
and/or damages.
In the event of an accident, FRASERWAY will retain the security deposit until the motor vehicle
insurance company determines liability for the accident. If the motor vehicle insurance company
notifies FRASERWAY that the renter is not at fault, FRASERWAY agrees to reimburse the security
deposit immediately after receiving notification from the motor vehicle insurance company.
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