Insurance

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The insurance coverage is divided into two different parts in Scandinavia; a compulsory and collision insurance.
The compulsory insurance covers all the damages or accidents to the third party caused by you.

The second one and more important insurance is the collision insurance, which covers damages to your own rental vehicle caused by an accident.

Collision insurance covers damages to the vehicle due to an accident, fire or theft. The insurance is NOT valid if the vehicle is being used under the influence of alcohol or illegal drugs, or if damage is caused due to reckless behaviour. The collision insurance does not cover any interior damages, which are not caused by a traffic accident.

All Touring Cars rentals include a TCBasic insurance which has a 2400 EUR deductible. In a case of an accident caused to the rental vehicle, there is a deductible to be paid by the rentee. Moreover, rentee is liable to cover all monetary damages caused by him or her for up to 2400 EUR per damage, per accident, per lost items, or per punitive sanctions (please sees the returning policy). The collision insurance covers the part of the monetary loss, which exceeds 2400 EUR per damage. Also, please notice that deductible is per monetary loss and not per rental period. Moreover, it does not cover interior damages, which are not caused by traffic accident.

Touring Cars offer two insurance packages for you to choose from to reduce the amount of deductible. TCPlus insurance will reduce the deductible to 1200 EUR per damage for payment of only 12 EUR per rental day. TCPremium costs 19 EUR per rental day and it will reduce the deductible to 600 EUR per damage.

The minimum reduction period is 7 rental days or equivalent monetary payment. All additional drivers need to be named for the insurance for it to valid. If a non-named person drives the rental vehicle, TCBasic insurance terms and conditions apply with a 2400 EUR deductible per damage. All other rental and insurance conditions remain the same.

If the rental vehicle is been driven to the Baltic Countries (Estonia, Latvia or Lithuania) or Russia an additional insurance, “green card”, is needed. TCPlus and TCPremium insurance packages can still be purchased but the deductible for the theft coverage will be 20 per cent of the value of the vehicle. Minimum deductible is in all cases 600 EUR.

You will be given details of the current defects on the damage form. You, as a rentee, are responsible to discover the damages prior of signing the document. You are liable for all new damages found on the vehicle upon end of your rental period. All new damages, those that are not marked on the agreement upon pick-up, will be charged from you. This notice is given for your protection.

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