Insurance
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STANDARD EXCESS INSURANCE COVER
All Pacific Horizon Motorhomes come with fully comprehensive insurance cover which insures against recoverable 3rd party accident damage, theft and break-ins (excluding personal belongings). A standard excess of NZD$4,500 (per incident) applies in the event of any damage to either our vehicle or 3rd party property. Multiple windscreen and tyre damage is also covered in the standard policy as is overhead and under-body damage on the rented vehicle. A credit card imprint only (no money held or transferred) will be taken on vehicle collection. The security can be covered by cash, traveller's cheques in NZD or a credit card. Should the insurance excess and the Vehicle Security Guarantee be covered by credit card the amount will NOT be debited to your account and will only be done so in case of an accident. We retain the right to hold these details 28 days after the hire. Pacific Horizon Motorhomes offer the following options to reduce the Standard Excess:
Street Smart Excess Reduction 1:
will reduce the excess for any damage to either the vehicle or third party property to a maximum of NZ$2,500 (per incident). Multiple windscreen and tyre damage is covered in the standard policy as is overhead and under-body damage on the rented vehicle.The total insurance charge is limited to a max of 50 days or NZ$1050. The security can be covered by cash, traveller's cheques in NZD or a credit card. Should the insurance excess and the Vehicle Security Guarantee be covered by credit card the amount will NOT be debited to your account and will only be done so in case of an accident. We retain the right to hold these details 28 days after the hire.
Freedom Plus Excess Reduction 2:
will waive the excess for any vehicle and the third party property damage. Multiple windscreen and tyre damage is covered in the standard policy as is overhead & under-body damage on the rented vehicle. The total insurance charge is limited to a max of 50 days or NZ$1,800. The security can be covered by cash, traveller's cheques in NZD or a credit card. Should the insurance excess & Vehicle Security Guarantee be covered by credit card the amount will NOT be debited to your account & will only be done so in case of an accident. We retain the right to hold these details 28 days after the hire. Note: The driver must be 25 years or older.
All Inclusive Package:
The All Inclusive Package includes: 1) Waiver of insurance excess on any vehicle and third party property damage. 2) Camping table and chairs, baby seat or child/booster seat(s) as required & snow chains where necessary. 3) All one way hires free of charge.
| Insurance |
|
daily rate |
maximum payable |
excess |
multiple incident term |
imprint ONLY |
| Level 1 Standard Insurance |
Compulsory |
Included in the standard rate |
N/A |
NZ$4500 |
Excess only charged per incident up to maximum excess |
YES |
| And (optional in addition to Level 1) |
|
|
|
|
|
|
| Level 2 Street Smart Insurance |
Optional (min 7 day hires) |
NZ$21 |
50 days maximum |
NZ$2500 |
Excess only charged per incident up to maximum excess |
YES |
| Or (optional in addition to Level 1 |
|
|
|
|
|
|
| Level 3 Freedom Plus Insurance |
Optional (min 7 day hires) |
NZ$36 |
50 days maximum |
Nil |
N/A |
YES |
Standard Insurance is compulsory and is included in your Standard Rates
A credit card imprint or cash bond is required on all hires to cover the Vehicle Security Guarantee regardless of the level of insurance taken. If no credit card is available to leave an imprint to cover the security of the vehicle (this is not the damage excess) and the cash option is taken, the Vehicle Security Cash Bond is $4500 for Standard (Level 1) Insurance. If Level 2 insurance is taken, the cash bond required is $2500. The cash bond for Level 3 insurance is $250.
Insurance Levels 2 and 3 are capped to maximum of 50 days. Please note this excess is charged per incident, not per hire. Therefore, the excess (all or part thereof) will be charged per incident.
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